Safe Web Surfing
Web surfing has become increasingly more complicated to detect things like viruses, botnets, and malware. In addition to things like firewalls and virus detection, it is prudent to set up a separate account for web surfing, chat programs and games. This account would have limited rights so it would not have access to other programs where personal data is saved. That way if a problem does arise there is some added protection. The best option is a completly separate computer but this is another option when that is not practicle.
The normal account when set up has “adminstrative rights.” This means that the user can install programs and has access to all the data. By setting up a separate account that has only “user” or “guest” rights programs cannot be installed and the data of the main user is not accessible. For instance, malware loaded via a chat program would not have access to financial or other files in the adminsitrator’s account.